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Pre-Qualify For Your Mortgage

Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a Las Cruces, Mesilla and Sonoma Ranch real estate agent to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

About You
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About Your Move
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About Your Home Search
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Loan Info
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Real Estate Tips

Home Inspections >If It Is Broken Fix It

Most houses have a few "little" problems, like leaking faucets, a stove burner that won't light, or electrical outlets with too much "spark". These defects may not seem very important--unless your house is about to go on the market.

We rarely have difficulty getting sellers to agree to paint, replace worn carpets or plant a few flowers in the front yard. These kinds of repairs obviously increase the overall appeal of the property. However, if any of the major systems in your home need maintenance, it is also prudent to have the necessary repairs made. Have your furnace, central air-conditioning system, plumbing and wiring checked as part of your pre-marketing efforts. The best rule is--if it's broken, fix it!

The purchase agreement requires that a house be conveyed with all the systems in working order, and most buyers will bring in a home inspector to identify any potential problems. During the period of time between the "meeting of the minds" and the removal of the inspection contingencies, the buyers are the most vulnerable to an attack of buyer's remorse. This is also the time when anything that hasn't been repaired could become a major issue.

See All Tips In The "Home Inspections" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia

Q 
In what area of the United States did the price of existing homes increase most dramatically in 2005?

A 
Phoenix, Arizona real estate recorded a 55.2 percent increase in home prices during 2005.
See More Real Estate Trivia >

Dolores DeMers, REALTORŪ, real estate agent and broker for Las Cruces, Mesilla and Sonoma Ranch, New Mexico home listings, property and land for sale

Dolores DeMers
RE/MAX Classic Realty

2805 Doral Court
Las Cruces, NM 88011
Mobile: 575-496-5342
Fax: 866-752-8316
Direct Office Line: 575-556-7007
Office Main Line: 575-524-8788
doloresdemers@gmail.com

I am ready, willing, able and motivated to serve you in your real estate needs. My philosophy is that my clients need to be in charge of their decision making. I offer abundant, quality information and allow my clients to understand what is in their best interests, rather than using hard-sell techniques. I am known in the Las Cruces area for working well with all the players in each real estate transaction. My attention to the details is important for reducing stress, insuring accuracy, and getting to a successful closing.

CRS ePro Equal Housing MLS REALTOR


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